Blog Topics

ROTH IRA’s – Why the Hype?

By Shea Newton | August 9, 2021

There has been a lot of talk in the media recently about ROTH IRA’s, Backdoor ROTH IRA’s, and Mega Backdoor ROTH IRA’s? The biggest reason for this is because we are in such a low tax environment. Do we know what the tax landscape will look like when we need the money? No, but we do know that now we are dealing with low rates, and we can choose to pay these low rates and deal with what we do know.

Fee Only vs Fee Based

By Shea Newton | August 2, 2021

You’ve probably heard of fee-only financial advisors. But what does this mean? When you invest with a fee only advisor, you can be confident that your best interests are their priority because there’s no incentive to push products or services just to make money.

Tips for Keeping Your Home WiFi Secure

By Shea Newton | July 26, 2021

With so many devices connecting to your home wifi and all the “smart” devices that are coming out, you’re more exposed than ever. This post will teach you how to keep your home network secure.

Buying or Selling Your Home

By Shea Newton | July 12, 2021

With interest rates so low, many people are taking advantage of this time and buying new homes so that they can lock in a low mortgage rate for 30 years. The advantage to locking in a low interest rate when purchasing (or refinancing) is that the principal and interest is fixed. You may have seen […]


By Shea Newton | July 5, 2021

Interest rates are low and house prices are soaring—so, should you refinance? What Factors Should You Consider? There are many factors involved in the refinancing decision—your current interest rate and term, where you are in the lifecycle of your loan, what loan you want to apply for, the cost to refinance, your breakeven for recouping […]

Biden’s Tax Plan

By Shea Newton | June 28, 2021

Following are some highlights from Biden’s Tax Plan. Some have been enacted with proposals for extension and others are still proposals. Child Tax Credit Enacted for 2021 (starts phasing out for single tax filers at $75K and married filing joint at $150K) $3600 for children under 6 $3000 for children ages 6-17 (previously children aged […]

Long Term Care Insurance

By Shea Newton | June 14, 2021

Long Term Care Insurance provides a benefit for your long-term care as you age. Long term care is the care you need when you cannot perform your activities of daily living (ADL’s). There are six ADLs associated with long term care. They are bathing, dressing, eating, transferring, toileting and continence. Usually, your long-term care insurance kicks in after you cannot perform two ADL’s or memory care issues.

Disability Insurance

By Shea Newton | June 7, 2021

Do you need disability insurance? Would you want to protect your largest asset? If so, then I would say yes, you need disability insurance. Your largest asset during your working years is your ability to make money. According to the Council for Disability Awareness, more than one in four of today’s 20-year old’s will be out of work for at least a year due to a disability before they reach full retirement age. That is an alarming statistic.

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